Carrying a Prepaid Mastercard

I don’t like carrying a credit card, because to be honest, I get into a lot of trouble with them. I don’t have any self discipline, which is something I know about myself. And yet I know that it’s important to carry something for emergencies, and that’s why I have a prepaid mastercard. I put money on it each month, and just let it accumulate. That way, I have money if I need it, but it’s money I’ve saved, not money I’m borrowing.

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