Cover Your Work Vehicle
If you are like me, you have an old van that you use to go to and from work. It doesn’t matter if the door gets dinged or that rust is visible behind the wheel wells. I have it covered with low cost van insurance with a high deductible. The only thing I would ever have to call my insurance agent for would be if I got in an accident and damaged another vehicle. I know I at least need to be covered for damage to other cars and for medical expenses. This works out well for any utility vehicle that appearance is secondary to function.
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